The Wall Street Journal recently had an article. (May 26th, 2005 Wall Street Journal: ‘Housing Boom Transforms Cities’) The article is primarily about the housing boom rejuvenating Baltimore and cities like it. The article says that Baltimore is drawing hundreds of small property investors and speculators. It references an English professor from California who took […]
Buying a vacation home that doubles as a future retirement
home requires forethought and thorough investigation.
Conventional wisdom tells us to first settle on a desired
location and then look for the least expensive house in the best
possible neighborhood. This is of course true, but buying a
future retirement property demands additional consideration.
Without a doubt, the purchase of a […]
Hurricanes Katrina and Rita will mean increased costs of building in the future, but not immediately
The natural disasters of Hurricanes Katrina and Rita have left upwards of 200,000 homes either destroyed or uninhabitable and needing rebuilding. This country has never seen a disaster on this scale, so the impacts are hard to estimate. […]
Debt consolidation can be a confusing subject. There are many conflicting views on what a consumer buried in credit card debt should do to get back on their feet. These conflicting views have everything to do with the fact that the best solution is always unique to the individual and if you’re in trouble you […]
You’ve lived in your house for 30 years and now it’s time to sell. Should you try to sell it on your own or do you get a realtor? Choosing a real estate agent will be one of the most important decisions you will make and it’s a decision that you should not rush into.
You […]
Your house is for sale by owner (fsbo), Along with columns of countless other FSBO’s in the Sunday paper. This one little trick will enable you to have your Ad Noticed by more potential buyers. More buyers means you to sell your home quicker and at a better price.
Have you ever gone to purchase a […]
Many people come to Spain and buy a property without giving a moments thought about where it is. We all know the mantra of agents worldwide - Location, Location, Location. So why do people leave their minds in the boots of their cars? What are the ramifications of taking this approach and why should you […]
UK mortgages are funded solely by banks, credit unions, or other financial organizations. There is no market intervention by government entities. This means that the mortgage market in the UK is very competitive. This had led to a variety of types of mortgages available to UK borrowers.
Most UK mortgages operate on a variable interest rate. […]
For the longest time, owners would always turn to agents to sell properties. These days, you can sell your property without an agent and save a bundle on commissions.
Sell Your Property Without An Agent
One thing that many property owners get caught up in that they don’t necessarily have to is dealing with a real estate […]
Your debt-to-income ratio (DTI) is a simple way of calculating how much of your monthly income goes toward debt payments. Lenders use the DTI to determine how much money they can safely loan you toward a home purchase or mortgage refinancing. Everyone knows that their credit score is an important factor in qualifying for a […]